02Every rail. One ledger.

Payments

Processing across payment rails: ACH, wires, check image exchange, and real-time payments over RTP and FedNow. Settled in real time, with money made programmable.

RailsACH·Wire·RTP·FedNow
SettlementReal-time
Key mandateReg E · NACHA
AssetsFiat + Stablecoin
01The modules
02.1

Payments

ACH origination and receipt with same-day processing, returns, and positive pay; domestic and international wires with sanctions screening; check image exchange with multi-channel deposit capture; and real-time payments over FedNow and RTP. Includes bill pay and person-to-person transfers.

ACH · WIRERTP / FEDNOWCHECKBILL PAY · P2P
02.2

Real-Time & Programmable Money

Conditional logic and automated triggers applied to payments. Event-driven routing, sweep and liquidity rules, multi-party approval, time-locked funds, and recurring payment templates, with automated multi-channel orchestration and smart escrow.

PROGRAMMABLETRIGGERSSMART ROUTING
02.3

Crypto & Digital Assets

Custody, transactions, and products on stablecoins, tokenized deposits, and blockchain rails. Hot, warm, and cold wallet tiers, stablecoin issuance and redemption with reserve attestation, cross-border settlement, and on-chain compliance.

STABLECOINCUSTODYTOKENIZED
Maximum

Power the future of banking.