01The platform

A real-time operating system
with foundational AI built-in.

Maximum replaces outdated, fragmented banking infrastructure with a real-time operating system to power the entire bank, with Maximum AI embedded natively across the entire platform. 

8
Categories
25
Modules
260+
Sub-features
02The modules

A comprehensive banking platform built from the ground up.

The system of record for the institution: customer and account data, deposit processing, and a real-time general ledger.

Core Account ProcessingReal-time ledger
Account Opening & OnboardingKYC / KYB
Document ManagementSystem of record

Universal connectivity on one ledger, traditional and real-time, plus programmable money and digital assets.

Payments (ACH, Wires, Check, RTP / FedNow)All rails
Bill Pay & P2PConsumer transfers
Stablecoins & Digital AssetsTokenized

Full-stack issuing and processing, banks can now own the entire cardholder lifecycle.

Card Issuing & ProcessingDebit · Credit
Card Program ManagementProgram control
Marketplace & PartnersReferral hub

Agentic capabilities fight against financial crime, reduce fraud, and ensure regulatory compliance.

Risk & ComplianceBSA / AML
Infrastructure & OperationsActive-active
Data, Analytics & ReportingBI · Reporting

Consumer and business interfaces across web and mobile, a modern identity layer, and financial-health tools.

Digital Banking UXWeb · Mobile
Identity & AuthenticationPasswordless
CommunicationsMulti-channel
Personal Financial ManagementBudgeting
Financial HealthWellness

An API-first platform for self-service integration, extensibility, and embedded banking.

Integration & APIsAPI-first
Developer PlatformSDKs · Sandbox
Direct-Embedded ControlsComposable

From origination through to servicing across consumer, commercial, and mortgage. Intelligent decisioning on real-time data.

Lending OriginationLOS · Underwriting
Lending ServicingBilling · Payoff

Consumer and commercial treasury and fiduciary services.

Treasury & Cash ManagementCommercial
Wealth & TrustFiduciary
03The architecture

Advanced, multi-cloud, API-first platform.

99.999%
Core uptime SLA

Active-active across regions. Designed for an engine that never stops.

Real-time
Settlement & posting

Every transaction posts to the ledger the instant it clears.

100%
API coverage

Anything the platform does, your developers can do, programmatically.

Maximum

Power the future of banking.