Lending

Loan origination across consumer, commercial, and mortgage. Application intake, credit bureau integration, automated decisioning, underwriting, collateral management, document generation, and eClosing, with risk-based pricing and policy enforcement.

Servicing of all loan types after origination. Payment posting, amortization, escrow management, ARM adjustments, payoff, and modifications; delinquency tracking, collection queues, workout plans, and charge-off; and commercial lending with covenant tracking and construction draw management.