Payments
Every rail, ACH, wires, check, and instant (RTP / FedNow), on one ledger. Bill pay, P2P, stablecoins and digital assets, settled in real time.
Every instruction is captured and validated against the live ledger before it moves.
One engine selects the optimal rail per transaction, by cost, speed, and availability.
RTP and FedNow clear in seconds, alongside ACH, wire, check, and stablecoin.
Funds settle and post to the core ledger in the same motion. No batch, no recon.
Three modules. Every way money moves.
Payments
The rails themselves, unified.
- ACH & same-day ACH
- Domestic & international wires
- Check issuance & deposit
- RTP / FedNow instant
Bill Pay & P2P
Consumer money movement, built in.
- Biller network & eBills
- Person-to-person transfers
- Scheduled & recurring
- Real-time status
Stablecoins & Digital Assets
The next rail, on the same ledger.
- Stablecoin issuance & redemption
- On / off-ramp orchestration
- Custody integrations
- Unified with fiat settlement
Payments don't sit beside the ledger. They are the ledger.
Because Payments runs on the same backend as Core Banking, balances are always live, fraud scoring happens before settlement, and reconciliation simply doesn't exist. Maximum AI supervises every flow end to end.
